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SR-22 isn't a type of certificate, but rather proof that you have insurance (based upon the financial responsibility laws of your state).
It is a form which must be filed to the CA Department of Motor Vehicles stating that auto liability insurance is in effect for a particular individual.
It is required when an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility OR Driving Under The influence.
I need an SR22 but don't own a car. What should I do?
This is called a non-owners SR-22 insurance policy. The vehicle isn't covered by an SR22 on a non-owners policy. Many readers get confused and believe that a non-owners liability policy is the catch all of coverage. It is not, it only covers liability up to the limits purchased. It does not cover the vehicle that you are driving, but only the liability that the driver may cause.(restrictions apply)
You may obtain a non-owners liability SR22 insurance policy with some of our companies.